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credit union Articles

The looming payday loan crisis

In recent months, it seems the country has woken up to the payday loan problem. The economic conditions of the last few years have created a perfect storm for easy credit. Banks have been sluggish to give loans after the credit crunch. The estimated million plus...

‘Predistribution’ into practice

This week’s announcement of energy price increases by British Gas and npower have brought into sharp relief the cost of energy to all our residents. It is sadly part of a much wider picture where large organisations put financial pressure on hard pressed families....

Credit to the high street

I have a new police borough commander in Merton and we hold regular meetings together. At one of these it transpired that a pay cheque shop in my borough was robbed with the culprit running off with a wad of bank notes. The incident got me thinking about the...

A Queen’s speech for community empowerment

I thought long and hard about what key things I would want included in the Queen's speech if Labour were in government now.  The majority of the residents in the ward that I represent in Brixton Hill will probably not take much notice of the Queen’s speech as evidence...

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